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Medical Card Dummy 2


How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM850000 up to RM2500000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    No Limit
  • Pre-Hospitalisation Diagnostic Tests
    This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.
    As Charged
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM150 up to RM500up to 150 days per disability
    • Pre-Hospitalisation Consultation
      What’s covered for medical consultation prior to hospitalisation or day care.
      As Charged
    • Diagnostic Tests and Specialist Consultation
      Cover for the cost incurred when diagnosing your ailment, including tests and specialist charges.
      from RM10000 up to RM40000genomic test for cancer (per lifetime)
    • Second Medical Opinion
      In case you’d like the medical opinion of another physician before undergoing treatment.
      up to RM2000 per year
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Day Care Surgery
      For treatments and minor surgeries which don’t require you to stay overnight at the hospital.
      As Charged max 150 days per confinement
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged max 2 visits per day
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      As Charged
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      As Charged
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      As Charged
    • Emergency Accidental Outpatient Treatment
      Cover for emergency outpatient treatment and follow up due to an accident.
      from RM1500 up to RM5000includes 30 days follow up treatment from date of accident.
    • Ambulance Fees
      Charges for local ambulance services to and from the hospital.
      As Charged
    • Hospital Cash Benefit
      Daily allowance for patients that are admitted to the hospital.
      from RM75 up to RM300optional benefit
    • Home Nursing Care
      How much you’re allowed to claim for care from a government-licensed nurse at your home.
    • Medical Report Fee
      Charges for medical report for diagnostic tests, treatment and surgery.
      up to RM200
    • Traditional Medical Treatment
      Charges for treatments such as chiropractic, chiropody, homeopathy, osteopathy and acupuncture after discharge from hospital.
      from RM1500 up to RM5000within 30 days following discharge from hospital. 1 visit per day reimbursable, from RM150 up to RM500 per day.
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    As a fresh graduate at 21 years of age, Siti wants to pair an affordable medical plan with Allianz PowerLink for death and total & permanent disability benefit of RM100,000. She’s not a smoker and has a secure office job at the bank.

    Suggested PremiumRM200.00
    Get Quote
  • Family

    A school teacher turned 30 years old with a family of his own, Karl would like death benefit cover up to RM150,000 on his Allianz PowerLink plus a medical rider. Since he’s not a smoker, he’d like great value on his monthly premiums!

    Suggested PremiumRM380.00
    Get Quote
  • Business Traveller

    Non-smoker, age 45, male and death and total & permanent disability benefits of RM180,000, En. Sulaiman has checked all the boxes on his medical insurance and investment-linked insurance policy at a great monthly premium rate.

    Suggested PremiumRM350.00
    Get Quote

Actual premium rates will be determined by Allianz Life Insurance Malaysia Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

To make a claim with Allianz you will need a few things per the list below. But before that you will need to get a claim form to fill in, this will be your ticket into getting your claims approved.

  • Medical Report
  • Original Bills and Receipts
  • Police Report if applicable
  • Copy of NRIC

You will need to compile all these documents along with your claim form, and head on over to the nearest Allianz branch or hand it off to the Agent. You will need to have a copy of your business registration if you are making a claim on behalf of a company.

Allianz Customer Care Hotline


Am I eligible to apply for this insurance?

Minimum Entry Age
As early as 14 weeks into your pregnancy
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 100 years of age

Frequently Asked Questions about Allianz MediSafe Infinite+ Medical Card

Things you might want to know

What is MediSafe Infinite+?

MediSafe Infinite is a comprehensive medical insurance plan that you can trust to give you the coverage you will need. 

You can get this plan by itself or have it attached to Allianz PowerLink, an investment-linked insurance plan that allows you to consolidate your health and life protection needs under one policy. 

How it works is: sign up for Allianz PowerLink, then include MediSafe Infinite+ as a rider, and voilà you have a whole new policy with ONE premium.

What are the perks?

One of the perks that come with MediSafe Infinite+ is that you have NO lifetime limit. You will also have access to a high overall annual limit with this policy.

Once you purchase this policy, you will get a medical card for hassle-free admissions. Simply present your card at any panel hospital and let Allianz’s Managed Care Organisation do the rest. 

There is an extensive list of panel hospitals that you can check out to find the one closest to you.

During your hospitalisation, your loved ones will be able to request a lodger bed to be placed in your room so that they can care for you overnight. 

All lodger expenses will be reimbursed up to the lodger benefit daily limit based on your chosen plan.

Another perk that you might want to take note of is the no claim bonus. For every 3 years that you do not make a claim, you’ll earn a 10% increase to the hospital room and board covers.

No claim benefits include no claim refund:

No Claim PeriodNo Claim Refund
1 consecutive Policy Year10%
2 consecutive Policy Year15%
3 or more consecutive Policy Years20%

No Claim Refund – % of Cost of Insurance Paid which does not include Managed Care Fee of Preceding Policy Year

What does the policy cover?

Like most, this policy covers eligible expenses incurred for hospitalisation, surgery and outpatient treatment. You’ll be allowed to claim for pre- and post- hospitalisation medical bills.

This policy also comes with selected outpatient care benefit which includes kidney dialysis and if you come down with dengue or typhoid fever. 

On top of that, you will also get reimbursement for alternative treatments and a second medical opinion should you need them.

Medisafe Infinite+ has additionally extended their outpatient cancer coverage to include new treatments such as targeted therapy, hormonal therapy and immunotherapy. 

With the extended cancer coverage, you will gain access to genomic testing for cancer which will help doctors identify treatments most suitable for you.

If you get the plan with Allianz PowerLink, you will also have life protection coverage along with other additional coverage plans depending on the riders you select.

Is there a value-added service?

Yes – the Global Expert Medical Opinion gives you, the Life Assured access to top experts from around the world to facilitate medical decision making. 

A licensed doctor will be assigned to conduct a thorough clinical conversation, collect all available medical information and identify top experts to provide an independent assessment. 

You can contact Allianz to utilise this value added service.

How do premiums work?

MediSafe Infinite+ comes with 7 plans for you to choose from, making it available for everyone who needs medical coverage. 

This way you can decide how much you want to be covered for and the premiums that you are willing to pay.

Your premium will be based on individual factors such as age and gender. This plan gives you the freedom to customise your coverage and premium to suit your protection needs and budget.

So even when you have it attached with Allianz PowerLink plan you still only have to pay one premium.

What are deductible options?

Other than zero deductible plan, you have the flexibility to choose from 3 deductible levels with Retirement Option at 60 years old. 

  • Level 1: RM5,000
  • Level 2: RM10,000
  • Level 3: RM30,000

Plans with a deductible can be utilised as an additional layer of protection on top of the coverage provided by existing insurance coverage. 

It also provides you up to 70% savings on the Cost of Insurance.

Who can apply for this policy?

One of the perks of MediSafe Infinite+ is that it has a high entry age, where you can apply for the policy as young as 15 days old, up to 70 years old. 

Please note that if you choose to go with Retirement Option at 60 years old, the maximum entry age is 59 years old. 

Enjoy guaranteed renewable coverage term until the maximum age of 100 years.

Additionally, if you are a mother-to-be, you can gift your preborn child early protection from 14 weeks to 35 weeks into the pregnancy with similar guaranteed renewable coverage terms up to 100 years old.

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