Get what you want, when you want it! Stretch your payments on all your shopping at 0% for up to 36 months, subject to participating merchants. For all the other purchases, you can go for the Hong Leong Flexi Payment Plan with interest rate at 8.99% p.a.. Need over a year to pay for that new luxury bag? Sure thing!
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash Withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals
Minimum Annual Income
21 to 65 years old years old primary card
18 years old supplementary card
Who Can Apply
EASY PAYMENT PLAN
Hong Leong Flexi Payment Plan
Make your purchases anywhere and anytime with an instalment of up to 36 months. Take the heat off paying for that hot ticket item!
BALANCE TRANSFER PLANS
Hong Leong Balance Transfer
Consolidate all your debt! Open to new and existing credit cardholders, transfer a minimum of RM1000 from up to 3 other banks!
You may own a credit card, but do you feel like you really OWN it? How about being reminded that "If you can dream it, you can do it." or "expect problems and eat them for breakfast!" everytime you swipe your card?
Now you can with the Hong Leong Bank I'm Card - you get the freedom to personalise your card, get seamless 24-hour online banking, low balance transfer rates, and 0% Extended Payment Plan!
Personalise Your Credit Card with Hong Leong I'm Card
So you've got your Hong Leong I'm Card - but it doesn't come with the ideal personalised card face that you imagined.
So how do you actually go about customising your Hong Leong Bank card?
For the time being, you can bring along your card and make the free of charge personalisation at Mach Branch Mid Valley Shopping Mall during business hours.
If the branch is further from your place, you can check out the roadshow list at Hong Leong Bank's website where personalization service will be offered.
Of course, you'd have to be careful when choosing what you want to be imprinted on your card - you won't get past if there are vulgarities!
Annual Fee Waiver
Never pay for unnecessary annual fees every again - there's no catch, you don't have to pay a fee!
However, there's a joining fee that you'd need to take care of.
The joining fee of RM20 is a one-time fee you pay once you've been approved for the Hong Leong Bank I'm Card, and is subjected to 6% GST.
Hong Leong I'm Card Balance Transfer
If you want to transfer your credit card outstanding balances to Hong Leong Bank, you can settle it in either 6 or 12 months at rates as low as 6.99% p.a..
Have the option to settle the balance in full or partial!
If you're on a tight monthly budget, do consider this low interest balance transfer plan - it'll give you room to breathe and allows you to settle any outstanding bills you've accumulated.
0% Extended Payment Plan (EPP)
They say patience is a virtue - but what if you just have to buy that shiny new laptop like right now?
Even if you don't have the cash to pay for it, you can certainly bring it home with Hong Leong Bank's flexible 0% interest installment plan of up to 12 months.
Overseas Savings with Hong Leong I'm Card
Hong Leong I'm Card doesn't charge overseas transaction mark-up. What does that mean?
For overseas transactions, you'd most likely have to pay a high processing fee when swiping your credit card.
But with Hong Leong I'm Card, even though your bank statement shows the spending amount inclusive of overseas transaction fees, the mark-up will be reversed by the end of the following month.