Credit Card Details

Minimum Income
RM 10000/month
Annual Fee
RM 0
up to 0%
Balance Transfer
From 0% p.a.
Interest Rate
15% p.a.
Easy Payment Plan
From 0% p.a.
Interest Free
20 days


Spend RM1 on retail purchases overseas (except online transactions), get 5x AmBonus Points. Convert your reward points with frequent flyer program of your choice or redeem gifts for your loved ones.
5 points on every RM1 on overseas retail purchases (except online transactions)
1 point on every RM1 on all local retail expenses


Travelling abroad? Get 5x complimentary access to Plaza Premium Lounge per year, Visa Concierge Service for any inquiries and emergencies, and get automatically covered with travel insurance up to RM2 million by charging your ticket(s) purchase on AmBank Visa Infinite.
Travel Insurance Up to RM2,000,000
Delayed Flight Up to RM1,000
Missed Flight Up to RM3,000
Lost Luggage Up to RM6,000
Delayed Luggage Up to RM3,000


Enjoy 30% off green fees at your favourite participating golf clubs in APAC. Dining and hotel room privileges at Hilton Hotels across 16 countries in Asia Pacific.

Easy Payment Plans

AmBank Easy Payment Plan offers 24 months payment terms with 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay for as low as 3%.
3 months 0% p.a. and no one-time upfront handling fee RM200
6 months 0% p.a. and no one-time upfront handling fee RM500
12 months 0% p.a. and no one-time upfront handling fee RM1,000
24 months 0% p.a. and no one-time upfront handling fee RM2,000
Learn more about AmBank Easy Payment Plan
6 months 3% p.a. and no one-time upfront handling fee RM500
12 months 4% p.a. and no one-time upfront handling fee RM2,000
18 months 5% p.a. and no one-time upfront handling fee RM4,000
24 months 6% p.a. and no one-time upfront handling fee RM5,000
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM0 primary cardFree for life Free for the first 3 supplementary cardholders. Waived when 4th supplementary card onwards is RM188 per annum
  • RM - supplementary card
Sales And Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash Withdrawal Fee
RM50 or 5% of withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals
Contact-Less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who Can Apply
  • Anybody


AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 24 months of instalment plan at 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Flexi Payment Plan for a competitive upfront fees and flexible repayment periods.


AmBank Visa Infinite - Travel with Class

Make traveling more rewarding and satisfying with AmBank Visa Infinite as you are endowed with a bunch of traveling privileges. First and foremost is an unlimited access per year to Plaza Premium Lounge worldwide, where you can indulge in the comfort of privacy for 3 hours, have full access to facilities such as WiFi, shower, food and beverages and entertainment. To enjoy the privilege, you need to spend a minimum amount of RM500 within 30 days before or after each lounge access. Click here to view the list of available airport lounges That's not all, you and your spouse, if any, will also be protected with up to RM2 million travel insurance, whereas your children will be covered up to RM200,000. All you need to do is to just charge the full air tickets fare to your AmBank Visa Infinite on your next trip. Security does not end just there. You will also be indemnified for travel inconveniences such as lost/delayed luggage or missed/delayed flight for up to RM12,000.

No Annual Fee

Principal cardholders don't have to pay for an annual fee on this premium credit card, no conditions and no hidden motives. What's more, your first three (3) supplementary cardholders can also enjoy this annual fee waiver benefit as you - sharing is caring!

AmBank Visa Infinite AmBonus Reward Points

Shopping overseas is a safe haven for some, and it is understandable. Take advantage of the cheaper prices and swipe whatever retail items you have purchased with AmBank Visa Infinite as you can earn 5x AmBonus Reward Points. For every Ringgit transacted on retail locally, you will earn 1x AmBonus Reward Point. Collect as many reward points as you can to redeem a wide array of products in the AmBonus E-Catalogue, from home and kitchen appliances to gadgets, travel, kids, health, vouchers and even Air Miles! This AmBonus Reward Points will have a 3-year expiry and is not transferable nor exchangeable with cash.

Dining, Hotel and Concierge Privileges

As long as you spend a minimum of RM30,000 over one (1) year from the date of Hilton Premium Club Membership enrollment, you are entitled to the extended privileges such as fancy dining discount up to 25% and 20% off on hotel room rates for all participating Hilton Worldwide Hotels in Asia. To top it off, Visa Concierge Services will be there for you round-the-clock anticipating for you and your lifestyle needs. Whether at home or overseas, you can contact their toll-free numbers to get assistance such as card replacement, cash disbursement, medical assistance, and travel assistance among others.

Purchase Protection Plan

Known the feeling of buying something new, only to have it damaged, lost or stolen shortly after? Your next purchase with your AmBank credit card might be eligible for insurance coverage up to RM50,000 as long as it happened within 30 days from the purchase date.

AmBank Visa Infinite Air Miles Conversion

Save on your next business or holiday trip by using Air Miles to offset the ticket price, be it Business Class, First Class or Economy with AmBank Visa Infinite. All you have to do is to check your statement to see how much AmBonus Reward Points you have accumulated. For every 5,000 AmBonus points, you can redeem an equivalent of 1,000 Air Miles with over 50 airline partners. The Air Miles conversion is valid with 3 world-class Frequent Flyer Program such as Enrich Miles, Asia Miles, Singapore Airlines KrisFlyer and AirAsia BIG Points.
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