Loan Calculator

Features & Benefits

  • Collateral-free application

    Apply with ease – no collateral is required, only guarantee from your directors and/or shareholders are required.
  • Fast approval

    Enjoy credit approval within 2 weeks upon receiving full and satisfactory documentation.
  • Flexible Loan Amount

    You may choose loan amount between RM100,000 to RM1,500,000 and repayment periods between 12 to 84 months to suit your business needs.
  • Convenient & Predictable Loan Servicing

    Loan servicing is based on fixed monthly instalment, which will be directly debited from your Current Account for your convenience.

Eligibility and documents


  • Minimum business vintage of 3 years
  • Applicant must be a company registered in Malaysia
  • At least 51% Malaysian owned
    Permanent residence is not accepted
  • Age of directors/shareholders/managing director
    Minimum: 25 years old Maximum: 65 years old (at the point of Loan Maturity)


  • Partnerships
    • Identification document of all partners
    • Form D and Partnership Deed
    • Latest 6 months’ bank statement of main operating account
    • Latest income tax form (Form B/BE) for all partners
    • Professional certificate (if applicable)
  • Company
    • National Registration Identity Card(s) of directors/shareholders/guarantor
    • Board of directors’ resolution
    • Memorandum and articles of association / Constitution or Confirmation under Section 31(3) of Companies Act 2016
    • Certificate of incorporation (Form 9) / Form Under Section 15
    • Form 24 / Form Under Section 78 , Form 44 / Form Under Section 46(3) , Form 49 / Form Under Section 58
    • Latest 6 months’ bank statements of all major operating accounts
    • Latest income tax form (Form B) of directors/shareholders/guarantors (if necessary)
    • Latest audited financial statements
    • Personal guarantee(s) signed by director(s)/shareholder(s) / Key person

Calculate Your Loan

Your Monthly Repayment is:


Profit rate is: 4.35% p.a

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