Loan Calculator

Package Features

Variety of financing options:
  • Financing collateralized against property
  • Financing collateralized against property and CGC Guarantee
  • Financing guaranteed by CGC (up to 70% of loan amount)
Flexible facility based on business needs
  • Term Loan for Property Financing (up to 25 years) or Working Capital Financing (up to 7 years)
  • CGC Term Loan – Working Capital or Capital Expenditure Financing (up to 7 years)
  • Overdraft – Working Capital Financing
  • Trade facilities – Trade Working Capital Financing (up to 120 days)
  • High financing amount up to RM 10 Million* per borrower
  • Up to 150% Margin of Advance

  • BLR – 2.20% for Term Loan
  • BLR + 2.25% for CGC Term Loan
  • BLR + 1.00% for Overdraft
  • Please contact our Bank’s staff / visit our Bank branch for Trade facilities pricing.
* The maximum financing amount granted is subject to Bank’s credit evaluation.


  • Sole Proprietorship, Partnership, Limited Liability Partnership, Private Limited Company (Sdn Bhd) that are classified as SME under Bank Negara Malaysia definition
  • Financing without CGC Guarantee - Minimum 3 years in business / key management with minimum 3 years experience running the same type of business
  • Financing collateralized against CGC Guarantee – Business in operation of 3 years and above
  • Annual Sales turnover of RM500,000 and above
  • For CGC Term Loan, must meet all eligibility criteria required by CGC

Documents to Prepare*

  • Copy of Directors, Owners, Partners, Shareholders, Guarantors Malaysian ID card
  • Latest 3 years audited financial statements and/ or management accounts (where applicable)
  • Last 6 months Bank Statements
  • Business Documents e.g. Board Resolution, Form 24 / Section 78, Form 49 / Section 58, Form 44/ Section 46, Annual Return / Section 68
  • Business Registration Document
  • E.g. Form A/ Form B/Form D, Form 8 / Form 9 / Section 14 (Super Form)
  • Memorandum of Articles (M&A)/ Constitution (If Applicable)
  • Property Title/Sales & Purchase Agreement (S&P)/Booking Receipt/ Valid Proclamation of Sales
*Additional documentation may be requested for credit evaluation purposes  

Calculate Your Loan

Your Monthly Repayment is:


Profit rate is: 4.64% p.a

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