Interest rates

How much the bank charges you based on your loan amount & loan period

You borrow	Loan period	Your income	Interest Rate
RM5,000 - RM200,000	12 to 84 months	min. RM36,000	5.33% p.a.

Fees & Charges

Interest Rate / APR

As low as 5.33% p.a., depending on loan amount and period

Processing Fee

None

Stamp Duty

 0.5%  of the whole amount

Early Termination Fee

None

Late Penalty Fee

 1%  from current outstanding amount

Requirements

Minimum Annual Income

RM36,000

Minimum Age

• 21 to 60 years old

Who can apply

• Any nationality
• Permanent Residents