Credit Card Details

Minimum Income
RM 2000/month
Annual Fee
RM 0
CashBack
up to 0%
Balance Transfer
From 4.99% p.a.
Interest Rate
15% p.a.
Easy Payment Plan
From 0% p.a.
Interest Free
25 days
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Rewards

Earn 10x Rewards Points when you buy movie tickets, whereas up to 4x Rewards Points for Overseas, Online, E-Wallet, Health, Takaful & Retail shopping. That's not all - for every RM1 spend in other retail category , you get 1x Reward Point!
REWARDS POINTS
EARN SPEND
10 points on every RM1 movie Tickets
4 points on every RM1 overseas Spend
3 points on every RM1 online & E-wallet Transaction
2 points on every RM1 health
2 points on every RM1 insurance
2 points on every RM1 retail Shopping
1 point on every RM1 other Retail Spends
 

Balance Transfer

Exclusively for new customers, enjoy 0% interest for 12 months with RHB Smart Move Balance Transfer plan! Transfer your outstanding balance from other credit cards to RHB credit card via Smart Move Balance Transfer plan to benefit from low interest rate and flexible repayment terms.
PAY OVER WITH INTEREST RATE AT WHEN YOU TRANSFER
6 months 4.99% p.a. and no one-time upfront handling fee from RM1,000
12 months 4.99% p.a. and no one-time upfront handling fee from RM1,000
18 months 4.99% p.a. and no one-time upfront handling fee from RM1,000
24 months 4.99% p.a. and no one-time upfront handling fee from RM1,000
36 months 4.99% p.a. and no one-time upfront handling fee from RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

Turn your wish list into reality with a flexible payment plan of up to 24 months from RHB credit card. Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-an-Instalment.
RHB DIAL-AN-INSTALMENT
PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
6 months 2.5% one-time upfront handling fee RM500
12 months 5% one-time upfront handling fee RM1,000
18 months 7% one-time upfront handling fee RM1,000
24 months 9% one-time upfront handling fee RM2,000
Learn more about RHB Dial-An-Instalment
RHB SMART INSTALMENT
PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
6 months 0% p.a. and no one-time upfront handling fee RM1,000
9 months 0% p.a. and no one-time upfront handling fee RM1,000
12 months 0% p.a. and no one-time upfront handling fee RM1,000
24 months 0% p.a. and no one-time upfront handling fee RM1,000
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM200 primary cardWaived when you spend RM10,000 each yearFree for first year
  • RM0 supplementary card
Sales And Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash Withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals
18%
Contact-Less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 to 60 years old  years old primary card
  • 18 years old supplementary card
Who Can Apply
  • Anybody

Features

EASY PAYMENT PLAN
RHB Dial-An-Instalment
Anything your heart desires is only a phone call away - swipe a minimum of RM500, choose your preferred tenure and off you go!
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 24 months. Combine all of your debts and use 100% available credit limit under this plan.
CASH ADVANCE / CASH LOAN
RHB CashXcess
Need extra cash? Apply for RHB CashXcess and enjoy low interest rates at affordable monthly instalments.
BALANCE TRANSFER PLANS
RHB Smart Move Balance Transfer
Enjoy great savings with interest rates as low as 4% for 12 months to repay and consolidate your debt from other credit cards to your new RHB credit card.

Review

Elevate your lifestyle with RHB Rewards MasterCard Credit Card, a credit card that rewards you up to 10X for your lifestyle spends.

Apply for RHB Rewards MasterCard Credit Card and Get Up to 10X Reward Points

Always feel restricted by your credit card's limited reward points? Be set free as RHB Rewards MasterCard Credit Card can help you earn unlimited Rewards Points such as:
  • 10X Movie Tickets
  • 4X Overseas transactions
  • 3X Online & E-Wallet transactions
  • 2X Health & Insurance related transactions
  • 2X Retail Shopping transactions
  • 1X Other Retail transactions
With unlimited reward points to earn, you can now enjoy the freedom to maximize your Reward Points by redeeming your favorite products, vouchers, frequent flyer miles and annual fee waiver.

Annual Fee Waiver

For the first year, the RHB Rewards MasterCard Credit Card is free of charge. On subsequent years, the annual fee is at RM200 but will be waived when you spend a minimum of RM10,000 in a year on your Rewards Credit Card. Bear in mind that the Sales & Service Tax of RM25 will be charged upon the anniversary date of your credit card. The annual fee is waived for supplementary cardholders.

Enjoy Flexible Line of Credits

There is a slew of benefits in a credit card when you use it efficiently. After all, it is made to extend your credit when you require it, whether to pay for your personal needs or daily expenses. RHB Rewards MasterCard Credit Card offers you:
  • Smart Move Balance Transfer to consolidate all your credit card outstanding debts from other financial institution
  • Smart Instalment and Dial-An-Instalment to convert your purchase into affordable monthly payments
  • CashXcess to give you some cash relief that can be paid over an instalment at low rate
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