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CashbackSpend more than RM500 in a month to earn 8% weekend cashback on petrol, groceries and dining, capped at RM18 per category. Any spends below RM500 in a month earn you 0.25% cashback capped at RM1.25 per month.
PetrolPlan you refueling wisely because you can get 8% cashback if you do it over the weekends. Fill up your tank on weekdays to get 1% cashback, both capped at RM18 per month.Balance TransferHong Leong Bank offers 6 or 12 months balance transfers at 6.99% per year. Need to start reshuffling your finances? Start with consolidating your credit card debt!
Easy Payment PlansHong Leong Bank EPP offers 6 - 36 months payment terms at 0% interest on retail purchases (selected merchants). For other purchases, you can opt to Hong Leong Flexi Payment Plan for instalment period of up to 36 months at 8.99% p.a. No penalty fee for early payment.Fees & Charges
Requirements
Features
Review
Hong Leong Wise Platinum offers HIGH CASHBACK of 8% on petrol, groceries and dining categories spent over the weekend with a total cashback of RM18 per category.
What's more – you will enjoy unlimited 0.25% cashback on other transactions such as Insurance, Utilities, Mobile and more!
You are qualified for the cashback when you charge a minimum of RM500 retail transactions to your Hong Leong Wise Platinum per month.
*Do note that Government and JomPAY transactions are not eligible for cashback.
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8% Cashback on Weekends with Hong Leong Wise Platinum| HONG LEONG WISE PLATINUM CASHBACK (MONTHLY SPEND RM500 AND ABOVE) | ||
|---|---|---|
| WEEKEND 8% Cashback | WEEKDAY 1% Cashback Petrol, Groceries, Dining | ||
| ALL DAYS 0.25% Cashback Other Retail Spends |
Posted Transactions
Q: If I performed a Petrol transaction on Sunday but the transaction is only posted on Monday, does it mean I only enjoy 1% cashback on Petrol? A: You will enjoy 8% cashback because the transaction is performed on a Weekend (Sunday).
8% Cashback eligibility: you must have total posted transactions with a minimum spend of RM500 per month.
| HONG LEONG WISE PLATINUM EXAMPLE OF POSTED TRANSACTIONS | ||
|---|---|---|
| PETROL RM100 (weekday) + RM300 (weekend) Cashback 1% + 8% RM1 + RM24 = RM18 (capped) | GROCERIES RM50 (weekday ) + RM50 (weekend) Cashback 1% + 8% RM0.50 + RM4 = RM4.50 | DINING RM50 (weekday) + RM100 (weekend) Cashback 1% + 8% RM0.50 + RM8 = RM8.50 |
Total Posted Transaction = RM650 
RM400 (Petrol) + RM100 (Groceries) + RM100 (Dining) |
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Participating Merchants
Hong Leong Wise Platinum offers a wide range of merchants that are eligible for cashback.| HONG LEONG WISE PLATINUM PARTICIPATING MERCHANTS | |
|---|---|
| CASHBACK CATEGORIES | MERCHANTS |
| Petrol | Automated fuel dispensers at all stations (MCC 5542) |
| Dining | All dining outlets (MCC 5811, 5812, 5814) |
| Groceries | All grocery stores (MCC 5411) |
| Utilities | Electricity and water (MCC 4900) |
| Travel | All airlines (MCC 3000-3299), hotels (MCC 3501-3999, 7011), tour packages (MCC 4722, 4723) |
| Book stores | MPH, Popular, Borders, Kinokuniya, Times, Smart, BookXcess |
| Pharmacies | Guardian, Watsons, Caring, Eu Yan Sang |
| Entertainment | All cinemas (MCC 7832), Ticket Charge, Ticketpro, Red Box, Neway |
| Department stores | Parkson, AEON, Isetan, Metrojaya, Robinsons, Tang, GAMA, Sogo |
Easy Application for Hong Leong Wise Platinum
Wondering if you are eligible to apply for this Hong Leong credit card? The Hong Leong Wise Platinum requirement is as simple as ABC.- Min. annual income: RM60,000 per year
- Age: 21-65 years old (principal cardholder), min. 18 years old (supplementary cardholder)