Credit Card Details

Minimum Income
RM 5000/month
Annual Fee
RM 98
CashBack
up to 8%
Balance Transfer
From 6.99% p.a.
Interest Rate
15% p.a.
Easy Payment Plan
From 0% p.a.
Interest Free
20 days
APPLY NOW

Cashback

Spend more than RM500 in a month to earn 8% weekend cashback on petrol, groceries and dining, capped at RM18 per category. Any spends below RM500 in a month earn you 0.25% cashback capped at RM1.25 per month.
CASHBACK CATEGORY CASHBACK RATE MONTHLY CAP SPEND
Petrol 8% RM18 from RM500 and above monthly on weekends only
Groceries 8% RM18 from RM500 and above monthly on weekends only
Dining 8% RM18 from RM500 and above monthly on weekends only
Others 0.25% uncapped from RM500 and above monthly
Petrol 1% RM18 from RM500 and above monthly
Groceries 1% RM18 from RM500 and above monthly
Dining 1% RM18 from RM500 and above monthly

Petrol

Plan you refueling wisely because you can get 8% cashback if you do it over the weekends. Fill up your tank on weekdays to get 1% cashback, both capped at RM18 per month.

Balance Transfer

Hong Leong Bank offers 6 or 12 months balance transfers at 6.99% per year. Need to start reshuffling your finances? Start with consolidating your credit card debt!
PAY OVER WITH INTEREST RATE AT WHEN YOU TRANSFER
6 months 6.99% p.a. and no one-time upfront handling fee from RM1,000
12 months 6.99% p.a. and no one-time upfront handling fee from RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Hong Leong Bank EPP offers 6 - 36 months payment terms at 0% interest on retail purchases (selected merchants). For other purchases, you can opt to Hong Leong Flexi Payment Plan for instalment period of up to 36 months at 8.99% p.a. No penalty fee for early payment.

Fees & Charges

Annual Fee
  • RM98 primary card
  • RM48 supplementary card
Sales And Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash Withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who Can Apply
  • Anybody

Features

EASY PAYMENT PLAN
CASH ADVANCE / CASH LOAN
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
BALANCE TRANSFER PLANS
Hong Leong Balance Transfer
Consolidate all your debt! Open to new and existing credit cardholders, transfer a minimum of RM1000 from up to 3 other banks!

Review

HIGHLIGHTS OF HONG LEONG WISE PLATINUM
Hong Leong Wise Platinum
Highest cashback rate 8% cashback on Weekends only with a total monthly spend of RM500 and above
Highest cashback amount RM18 per month
Max spend to earn highest cashback amount RM225 per month
Eligible spend to earn highest cashback rate Fuel spend at all petrol stations and all retail purchases
Eligible Cardholder(s) Principal and Supplementary

 8% Cashback on Weekends with Hong Leong Wise Platinum

Hong Leong Wise Platinum offers HIGH CASHBACK of 8% on petrol, groceries and dining categories spent over the weekend with a total cashback of RM18 per category. What's more – you will enjoy unlimited 0.25% cashback on other transactions such as Insurance, Utilities, Mobile and more! You are qualified for the cashback when you charge a minimum of RM500 retail transactions to your Hong Leong Wise Platinum per month. *Do note that Government and JomPAY transactions are not eligible for cashback.
HONG LEONG WISE PLATINUM CASHBACK (MONTHLY SPEND RM500 AND ABOVE) 
WEEKEND 8% Cashback | WEEKDAY 1% Cashback Petrol, Groceries, Dining
ALL DAYS 0.25% Cashback Other Retail Spends
*For a minimum spend less than RM500/month, you’ll receive 0.25% cashback for all categories *As the top 3 spend categories are pre-selected for you, switching of spend categories will not be available. 

Posted Transactions

Q: If I performed a Petrol transaction on Sunday but the transaction is only posted on Monday, does it mean I only enjoy 1% cashback on Petrol? A: You will enjoy 8% cashback because the transaction is performed on a Weekend (Sunday). 8% Cashback eligibility: you must have total posted transactions with a minimum spend of RM500 per month.
HONG LEONG WISE PLATINUM EXAMPLE OF POSTED TRANSACTIONS
PETROL RM100 (weekday) + RM300 (weekend) Cashback 1% + 8% RM1 + RM24 = RM18 (capped) GROCERIES RM50 (weekday ) + RM50 (weekend) Cashback 1% + 8% RM0.50 + RM4 = RM4.50 DINING RM50 (weekday) + RM100 (weekend) Cashback 1% + 8% RM0.50 + RM8 = RM8.50
Total Posted Transaction = RM650  RM400 (Petrol) + RM100 (Groceries) + RM100 (Dining)
In the event you do not meet the minimum spend of RM500 (posted transaction) per month - you will enjoy 0.25% cashback on all spend and all categories excluding Government and JomPay transactions.

Participating Merchants

Hong Leong Wise Platinum offers a wide range of merchants that are eligible for cashback.
HONG LEONG WISE PLATINUM PARTICIPATING MERCHANTS
CASHBACK CATEGORIES MERCHANTS
Petrol Automated fuel dispensers at all stations (MCC 5542)
Dining All dining outlets (MCC 5811, 5812, 5814)
Groceries All grocery stores (MCC 5411)
Utilities Electricity and water (MCC 4900)
Travel All airlines (MCC 3000-3299), hotels (MCC 3501-3999, 7011), tour packages (MCC 4722, 4723)
Book stores MPH, Popular, Borders, Kinokuniya, Times, Smart, BookXcess
Pharmacies Guardian, Watsons, Caring, Eu Yan Sang
Entertainment All cinemas (MCC 7832), Ticket Charge, Ticketpro, Red Box, Neway
Department stores Parkson, AEON, Isetan, Metrojaya, Robinsons, Tang, GAMA, Sogo

Easy Application for Hong Leong Wise Platinum

Wondering if you are eligible to apply for this Hong Leong credit card? The Hong Leong Wise Platinum requirement is as simple as ABC.
  • Min. annual income: RM60,000 per year
  • Age: 21-65 years old (principal cardholder), min. 18 years old (supplementary cardholder)
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