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Rewards

Spend RM1 on retail purchases overseas (except online transactions), get 5x AmBonus Points. Convert your reward points with frequent flyer program of your choice or redeem gifts for your loved ones.
AMBONUS POINTS
EARN SPEND
5 points on every RM1 on overseas retail purchases (except online transactions)
1 point on every RM1 on all local retail expenses

Travel

Travelling abroad? Get 5x complimentary access to Plaza Premium Lounge per year, Visa Concierge Service for any inquiries and emergencies, and get automatically covered with travel insurance up to RM2 million by charging your ticket(s) purchase on AmBank Visa Infinite.
TRAVEL COVERAGE SUM INSURED
Travel Insurance Up to RM2,000,000
Delayed Flight Up to RM1,000
Missed Flight Up to RM3,000
Lost Luggage Up to RM6,000
Delayed Luggage Up to RM3,000

Premium

Enjoy 30% off green fees at your favourite participating golf clubs in APAC. Dining and hotel room privileges at Hilton Hotels across 16 countries in Asia Pacific.

Easy Payment Plans

AmBank Easy Payment Plan offers 24 months payment terms with 0% interest rate on retail purchases from a range of approved merchants. No penalty fee for early payment. For other purchases, AmFlexi Pay for as low as 3%.
AMBANK EASY PAYMENT PLAN
PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
3 months 0% p.a. and no one-time upfront handling fee RM200
6 months 0% p.a. and no one-time upfront handling fee RM500
12 months 0% p.a. and no one-time upfront handling fee RM1,000
24 months 0% p.a. and no one-time upfront handling fee RM2,000
Learn more about AmBank Easy Payment Plan
AMBANK AMFLEXI-PAY
PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
6 months 3% p.a. and no one-time upfront handling fee RM500
12 months 4% p.a. and no one-time upfront handling fee RM2,000
18 months 5% p.a. and no one-time upfront handling fee RM4,000
24 months 6% p.a. and no one-time upfront handling fee RM5,000
Learn more about AmBank AmFlexi-Pay

Fees & Charges

Annual Fee
  • RM0 primary cardFree for life Free for the first 3 supplementary cardholders. Waived when 4th supplementary card onwards is RM188 per annum
  • RM - supplementary card
Sales And Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash Withdrawal Fee
RM50 or 5% of withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals
18%
Contact-Less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM120,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who Can Apply
  • Anybody

Features

EASY PAYMENT PLAN
AmBank Easy Payment Plan
AmBank Easy Payment Plan offers up to 24 months of instalment plan at 0% interest rate on hundreds of products available at selected partner stores.
AmBank AmFlexi-Pay
Can't wait till pay day to buy that new laptop or watch? Convert your purchases into affordable monthly instalments as low as RM500 now!
CASH ADVANCE / CASH LOAN
AmBank QuickCash
Need a hurry cash? Take advantage of the QuickCash Flexi Payment Plan for a competitive upfront fees and flexible repayment periods.

Review

AmBank Visa Infinite - Travel with Class

Make traveling more rewarding and satisfying with AmBank Visa Infinite as you are endowed with a bunch of traveling privileges. First and foremost is an unlimited access per year to Plaza Premium Lounge worldwide, where you can indulge in the comfort of privacy for 3 hours, have full access to facilities such as WiFi, shower, food and beverages and entertainment. To enjoy the privilege, you need to spend a minimum amount of RM500 within 30 days before or after each lounge access. Click here to view the list of available airport lounges That's not all, you and your spouse, if any, will also be protected with up to RM2 million travel insurance, whereas your children will be covered up to RM200,000. All you need to do is to just charge the full air tickets fare to your AmBank Visa Infinite on your next trip. Security does not end just there. You will also be indemnified for travel inconveniences such as lost/delayed luggage or missed/delayed flight for up to RM12,000.

No Annual Fee

Principal cardholders don't have to pay for an annual fee on this premium credit card, no conditions and no hidden motives. What's more, your first three (3) supplementary cardholders can also enjoy this annual fee waiver benefit as you - sharing is caring!

AmBank Visa Infinite AmBonus Reward Points

Shopping overseas is a safe haven for some, and it is understandable. Take advantage of the cheaper prices and swipe whatever retail items you have purchased with AmBank Visa Infinite as you can earn 5x AmBonus Reward Points. For every Ringgit transacted on retail locally, you will earn 1x AmBonus Reward Point. Collect as many reward points as you can to redeem a wide array of products in the AmBonus E-Catalogue, from home and kitchen appliances to gadgets, travel, kids, health, vouchers and even Air Miles! This AmBonus Reward Points will have a 3-year expiry and is not transferable nor exchangeable with cash.

Dining, Hotel and Concierge Privileges

As long as you spend a minimum of RM30,000 over one (1) year from the date of Hilton Premium Club Membership enrollment, you are entitled to the extended privileges such as fancy dining discount up to 25% and 20% off on hotel room rates for all participating Hilton Worldwide Hotels in Asia. To top it off, Visa Concierge Services will be there for you round-the-clock anticipating for you and your lifestyle needs. Whether at home or overseas, you can contact their toll-free numbers to get assistance such as card replacement, cash disbursement, medical assistance, and travel assistance among others.

Purchase Protection Plan

Known the feeling of buying something new, only to have it damaged, lost or stolen shortly after? Your next purchase with your AmBank credit card might be eligible for insurance coverage up to RM50,000 as long as it happened within 30 days from the purchase date.

AmBank Visa Infinite Air Miles Conversion

Save on your next business or holiday trip by using Air Miles to offset the ticket price, be it Business Class, First Class or Economy with AmBank Visa Infinite. All you have to do is to check your statement to see how much AmBonus Reward Points you have accumulated. For every 5,000 AmBonus points, you can redeem an equivalent of 1,000 Air Miles with over 50 airline partners. The Air Miles conversion is valid with 3 world-class Frequent Flyer Program such as Enrich Miles, Asia Miles, Singapore Airlines KrisFlyer and AirAsia BIG Points.
Interest Rate: 15% p.a
Minimum Income
RM 10000/month
Annual Fee
RM 0
CashBack
up to 0%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Free
20 days
Not Available

Balance Transfer

Consolidate your credit card oustanding balance to a low interest Hong Leong Bank credit card and enjoy 6.99% p.a. for 6 or 12 months.
PAY OVER WITH INTEREST RATE AT WHEN YOU TRANSFER
6 months 6.99% p.a. and no one-time upfront handling fee from RM1,000
12 months 6.99% p.a. and no one-time upfront handling fee from RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Get what you want, when you want it! Stretch your payments on all your shopping at 0% for up to 36 months, subject to participating merchants. For all the other purchases, you can go for the Hong Leong Flexi Payment Plan with interest rate at 8.99% p.a.. Need over a year to pay for that new luxury bag? Sure thing!
HONG LEONG FLEXI PAYMENT PLAN
PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
6 months 8.99% p.a. and no one-time upfront handling fee RM500
12 months 8.99% p.a. and no one-time upfront handling fee RM1,000
18 months 8.99% p.a. and no one-time upfront handling fee RM1,000
24 months 8.99% p.a. and no one-time upfront handling fee RM2,000
36 months 8.99% p.a. and no one-time upfront handling fee RM2,000
Learn more about Hong Leong Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM0 primary cardFree for life
  • RM0 supplementary card
Sales And Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash Withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who Can Apply
  • Anybody

Features

EASY PAYMENT PLAN
Hong Leong Flexi Payment Plan
Make your purchases anywhere and anytime with an instalment of up to 36 months. Take the heat off paying for that hot ticket item!
BALANCE TRANSFER PLANS
Hong Leong Balance Transfer
Consolidate all your debt! Open to new and existing credit cardholders, transfer a minimum of RM1000 from up to 3 other banks!

Review

You may own a credit card, but do you feel like you really OWN it? How about being reminded that "If you can dream it, you can do it." or "expect problems and eat them for breakfast!" everytime you swipe your card? Now you can with the Hong Leong Bank I'm Card - you get the freedom to personalise your card, get seamless 24-hour online banking, low balance transfer rates, and 0% Extended Payment Plan!

Personalise Your Credit Card with Hong Leong I'm Card

So you've got your Hong Leong I'm Card - but it doesn't come with the ideal personalised card face that you imagined. So how do you actually go about customising your Hong Leong Bank card? For the time being, you can bring along your card and make the free of charge personalisation at Mach Branch Mid Valley Shopping Mall during business hours. If the branch is further from your place, you can check out the roadshow list at Hong Leong Bank's website where personalization service will be offered. Of course, you'd have to be careful when choosing what you want to be imprinted on your card - you won't get past if there are vulgarities!

Annual Fee Waiver

Never pay for unnecessary annual fees every again - there's no catch, you don't have to pay a fee! However, there's a joining fee that you'd need to take care of. The joining fee of RM20 is a one-time fee you pay once you've been approved for the Hong Leong Bank I'm Card, and is subjected to 6% GST.

Hong Leong I'm Card Balance Transfer

If you want to transfer your credit card outstanding balances to Hong Leong Bank, you can settle it in either 6 or 12 months at rates as low as 6.99% p.a.. Have the option to settle the balance in full or partial! If you're on a tight monthly budget, do consider this low interest balance transfer plan - it'll give you room to breathe and allows you to settle any outstanding bills you've accumulated.

0% Extended Payment Plan (EPP)

They say patience is a virtue -  but what if you just have to buy that shiny new laptop like right now? Even if you don't have the cash to pay for it, you can certainly bring it home with Hong Leong Bank's flexible 0% interest installment plan of up to 12 months.

Overseas Savings with Hong Leong I'm Card

Hong Leong I'm Card doesn't charge overseas transaction mark-up. What does that mean? For overseas transactions, you'd most likely have to pay a high processing fee when swiping your credit card. But with Hong Leong I'm Card, even though your bank statement shows the spending amount inclusive of overseas transaction fees, the mark-up will be reversed by the end of the following month.
Interest Rate: 15% p.a
Minimum Income
RM 2000/month
Annual Fee
RM 0
CashBack
up to 0%
Balance Transfer
From 6.99% p.a.
Easy Payment Plan
From 9% p.a.
Interest Free
20 days
Not Available

Rewards

Spend your Alliance Bank Visa Infinite overseas to get fivefold Timeless Bonus Points; Timeless Bonus Points for every Ringgit swiped in Malaysia. Collect enough TBP to redeem for free flights, lifestyle merchandises or vouchers.
TIMELESS BONUS POINTS
EARN SPEND
5 points on every RM1 on all overseas retail spends
1 point on every RM1 on all local retail spends

Travel

Enjoy free flights or bump onto first class with air miles conversions. Plus, a travel insurance worth RM2 million when you charged full airline fares to Alliance Bank Visa Infinite.
TRAVEL COVERAGE SUM INSURED
Travel Insurance Up to RM2,000,000
Delayed Flight Up to RM2,000
Missed Flight Up to RM2,000
Lost Luggage Up to RM5,000
Delayed Luggage Up to RM2,000

Premium

Enjoy a personalized services at any Alliance Bank branches nationwide, or when you travel with 24/7 VISA Infinite concierge services. Take advantage of a dedicated travel hotline to arrange your all flight bookings, travel packages and hotel accommodation!

Balance Transfer

Start paying off your accumulated credit debt with a ZERO interest for up to 6 months with a minimum transfer of RM3,000 only.
PAY OVER WITH INTEREST RATE AT WHEN YOU TRANSFER
6 months 0% p.a. and no one-time upfront handling fee from RM3,000
12 months 9.88% p.a. and no one-time upfront handling fee from RM1,000
18 months 9.88% p.a. and no one-time upfront handling fee from RM1,000
24 months 9.88% p.a. and no one-time upfront handling fee from RM1,000
Learn more about Alliance Bank Balance Transfer Plan

Fees & Charges

Annual Fee
  • RM800 primary cardFree for first year Waived when you spend RM30,000 each year
  • RM0 supplementary card
Sales And Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash Withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to 80%

Requirements

Minimum Annual Income
RM150,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who Can Apply
  • Anybody

Features

CASH ADVANCE / CASH LOAN
Alliance Bank FastCash
Get the money you want when you need it with the Alliance Bank FastCash plan
BALANCE TRANSFER PLANS
Alliance Bank Balance Transfer Plan
Switch to the Alliance Bank Balance Transfer Plan to enjoy low interest rates starts from 9.88% p.a. when you transfer a minimum of RM1,000. You can even earn reward points on your transferred balance.

Review

Alliance Bank Visa Infinite - The Gateway to Free Flights

Yes, your next business or leisure travel plan can be funded with air miles, instead of hard cash or credit payments. In partnership with Malaysia Airlines and AirAsia, you can redeem free flight tickets or flight upgrades when you exchange your Alliance Bank Visa Infinite's Timeless Bonus Points with AirAsia BIG Points or MAS Enrich Miles. Since you will also be rewarded with TBP annually based on your accumulated spend, Alliance Bank makes it easy for you to convert them at a fair conversion rate. For every 6,000 TBP, you can redeem 1,000 Enrich Miles, or 3,000 TBP for 1,000 AirAsia BIG Points.

Timeless Bonus Points

Timeless Bonus Points (TBP) is an incentive given in the form of reward points, whereby you can collect without limit and then convert it into items of value by redeeming it. For Alliance Bank Visa Infinite credit cardholders, your Timeless Bonus Points are five times higher than it's Platinum, Gold and Classic counterparts when you swipe on retail purchases overseas. Meanwhile, get 1x TBP for every ringgit spent locally, except for petrol and government transactions.

Dedicated Travel Assistance

When you are too caught up with works and life, planning for a trip can be stressful. In collaboration with Holiday Tours & Travel Sdn Bhd, you can just call them at 03 6286 6166 to have your travel arrangements planned and booked for you! There's more; have access to the 24/7 Visa Infinite Concierge Service, offering you the best in personalized customer service, 24 hours a day, 7 days a week through the Visa Infinite Customer Center.

Free RM2 Million Travel Insurance from Alliance Bank Visa Infinite

Enjoy peace of mind while travelling alone or with your loved ones when you charge the full fares of an overseas trip on your Alliance Bank credit card. You are automatically insured up to RM2 million in the event of death or permanent disability, and RM50,000 for medical expenses.

Privileged Banking Services

Every time you commit to Alliance Bank's financial products - from credit cards to deposit, home loan, investments and other services - you will be rewarded with Timeless Bonus Points. Plus, you will also experience top-notch treatment from Privilege Banking services.

Lifetime Annual Fee Waiver

You will never have to pay for a single credit card annual fee ever again with this Alliance Bank credit card. All you have to do is spend a minimum of RM30,000 within 12-months. That's RM2,500 a month - let's see, if you charge all your utility bills, phone bill, car and home loan repayment on your card (please make prompt payments) you'll spend RM30,000 in no time!

Alliance Bank Visa Infinite Finance Charge

What is the interest rate imposed on repayments?
Conditions of Repayments Tiered Interest Rate (Per Annum)
Prompt Repayment every month 15%
Prompt Repayment 10 out of 12 months 17%
Prompt Repayment less than 10 out of 12 months AND New Cardmembers 18%
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
  • Retail transaction - finance charge is calculated from the posting date till full payment is made
  • cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges). These are carried forward from the previous statement until the outstanding balances are settled in full. All Fees and Charges include:
  • Retail Transactions
  • Annual Fee
  • Cash Advance Fee
  • Card Replacement Fee
  • Statement Copy Fee
  • Sales Draft Retrieval Copy Fee
  • Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges
Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100. This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance. In fact,  you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances of your Alliance Bank Visa Infinite are carried forward from the previous month's statement cycle are paid in full.
Interest Rate: 15% p.a
Minimum Income
RM 12000/month
Annual Fee
RM 0
CashBack
up to 0%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Free
20 days
Not Available

Cashback

Every May and August, earn a whopping 10% cashback on all purchases. Every other month except May and August, you will get 2% cashback when you spend with Maybank FC Barcelona Visa Signature, capped at RM100 and RM50 per month respectively.
CASHBACK CATEGORY CASHBACK RATE MONTHLY CAP SPEND
All purchases made in May and August (except for government bodies and utilities) 10% RM100 any amount monthly
All purchases (except for government bodies and utilities) 2% RM50 any amount monthly

Travel

Plan your journey abroad efficiently with help from Visa Signature Concierge Service, available round the clock just for you. That's not all, get covered with complimentary Travel Insurance and Travel Inconveniences Coverage when you charge full ticket to your Maybank FC Barcelona Visa Signature.
TRAVEL COVERAGE SUM INSURED
Personal Accident Up to RM500,000
Missed Flight Up to RM200
Lost Luggage Up to RM750
Delayed Luggage Up to RM200

Premium

With Maybank FC Barcelona Visa Signature, you know it is more than a club - enjoy 10% discount on all FC Barcelona merchandises at FCB official online store and a 5% off when you buy them at FCBotiga official store in Camp Nou.

Balance Transfer

End your financial woes by applying for the Maybank Balance Transfer with interest rates as low as 0% and payment terms up to 36 months. That's up to 3 years to settle all your debts with your previous bank and start anew.
PAY OVER WITH INTEREST RATE AT WHEN YOU TRANSFER
6 months 0% p.a. and 1.88% one-time upfront handling fee from RM1,000
9 months 9% p.a. and no one-time upfront handling fee from RM1,000
12 months 0% p.a. and 3% one-time upfront handling fee from RM1,000
24 months 4.5% p.a. and no one-time upfront handling fee from RM2,000
36 months 4.96% p.a. and no one-time upfront handling fee from RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Maybank EzyPay offers payment terms up to 36 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt to Maybankard EzyPay Plus for low rates installment of up to 24 months. No penalty for early settlement!
MAYBANKARD EZYPAY PLUS
PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
6 months 9% p.a. and no one-time upfront handling fee from RM500 to RM30,000
12 months 9% p.a. and no one-time upfront handling fee from RM500 to RM30,000
18 months 9% p.a. and no one-time upfront handling fee from RM3,000 to RM30,000
24 months 9% p.a. and no one-time upfront handling fee from RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS
MAYBANKARD EZYPAY PLUS
PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
6 months 9% p.a. and no one-time upfront handling fee from RM500 to RM30,000
12 months 9% p.a. and no one-time upfront handling fee from RM500 to RM30,000
18 months 9% p.a. and no one-time upfront handling fee from RM3,000 to RM30,000
24 months 9% p.a. and no one-time upfront handling fee from RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM0 primary cardFree for life
  • RM0 supplementary card
Sales And Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash Withdrawal Fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals
18%
Contact-Less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who Can Apply
  • Anybody

Features

EASY PAYMENT PLAN
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
CASH ADVANCE / CASH LOAN
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
Maybankard EzyCash
Instant cash at 0% interest with minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
BALANCE TRANSFER PLANS
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your need, and enjoy a longer repayment period of up to 36 months

Review

Més que un club - is not just a tagline. FC Barcelona is stepping up the game with a Visa Signature credit card in partnership with Maybank, only suitable for the champions!

FC Barcelona Partnership Discounts with Maybank FC Barcelona Visa Signature

Eat, sleep and breathe in your FC Barcelona jerseys, pillows, mugs and many more as you can get special prices when purchasing your favorite Spanish La Liga football club merchandise with Maybank FC Barcelona Visa Signature. If you are lucky enough to visit the pitch at the Camp Nou Stadium in Barcelona, don't forget to swing by FCBotiga official store and grab as many souvenirs as you can for your loved ones, or foes if any, because you are entitled to 5% discounts. You are going to love shopping on FCBotiga's official online e-commerce site even more as you can get up to 10% off on all merchandise.

No Annual Fee

Targeting at mass affluent customer segment, this Maybank FC Barcelona credit card can easily be applied if you are making RM48,000 every year, and a rabid fan of FC Barcelona, of course. And the kick-off is, you don't have to pay for an annual fee for a lifetime - no conditions whatsoever. Both Principal and Supplementary cardholders can enjoy the same level of privileges and benefits at zero annual cost.

Up to 10% Cashback

Maybank FC Barcelona Visa Signature is a travel and cashback credit card that you carry in your pocket proudly because it pays you cashback for every purchase you have made. Victory requires payment in advance, isn't it? For all purchases (except for government bodies and utilities) made during the football seasons, which is in May and August every year, you will earn a whopping 10% cashback every time you swipe your Maybank FC Barcelona Visa Signature, capped at RM100 per month. Any months except for May and August, you will get 2% cashback on all purchases (except for government bodies and utilities) made. All cashback earned for the month is subject to a limit of RM50.

Maybank FC Barcelona Visa Signature Visa Signature Privileges

Owning a Signature credit card means that you are privileged, thus own it. Visa Signature ensures that your travel, lifestyle, business and personal needs are taken care of in the most sophisticated manner via multiple services:
  • Visa Airport Speed Pass - Fast track your immigration application at over 280 international airports
  • Visa Signature Concierge Services - A personal shopper, butler and informant, if you will, providing personalized assistance to your every need
  • Visa Concierge Service and Global Assist - A go-to helpdesk for whatever urgency that pops up anytime, anywhere

Maybank Credit Card Privileges

You can also drop a line or write to Maybank Visa Signature Customer Service for any credit card-related feedback, emergencies or requests. They are with you 24 hours a day, 7 days per week, and 12 months a year. Not only that your FC Barcelona Visa Signature is recognized and accepted worldwide, but you too can diversify your payment methods to a mobile wallet service via MaybankPay or, Visa Checkout (for online payment) - one of many ways to safeguard your credit card from theft. Get full access to a superior line of credits within your Maybank FC Barcelona Visa Signature, such as:
  • Maybankard Balance Transfer Program
  • Maybankard EzyPay / EzyPay PLUS
  • Maybankard Cash Treats / EasyCash

Complimentary Travel Insurance

Charge your full travel tickets to your Maybank FC Barcelona Visa Signature credit card to automatically get covered with a Travel Personal Accident Insurance for up to RM2 million and Travel Inconveniences benefits - score your travel goals with peace of mind.

Maybank FC Barcelona Visa Signature Finance Charge

What are the interest rate imposed on repayments?
Conditions of Repayments Tiered Interest Rate (Per Annum)
Prompt Repayment every month 15%
Prompt Repayment 10 out of 12 months 17%
Prompt Repayment less than 10 out of 12 months AND New Cardmembers 18%
Previously, finance charge is only imposed on the below that are not paid after the payment due date:
  • Retail transaction - finance charge is calculated from the posting date till full payment is made
  • cash advances/withdrawal transaction - finance charge is calculated from the transaction date
Finance charge is now based on the prevailing tiered interest rate (above) will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges). These are carried forward from the previous statement until the outstanding balances are settled in full. All Fess and Charges includes:
  • Annual Fee
  • Cash Advance Fee
  • Card Replacement Fee
  • Statement Copy Fee
  • Sales Draft Retrieval Copy Fee
  • Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges
Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100. This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance. In fact,  you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances of your Maybank FC Barcelona Visa Signature carried forward from the previous month's statement cycle are paid in full.
Interest Rate: 15% p.a
Minimum Income
RM 4000/month
Annual Fee
RM 0
CashBack
up to 10%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 9% p.a.
Interest Free
20 days
Not Available

Rewards

Charge your CIMB Enrich World MasterCard to earn 2 Bonus Miles for every RM3 spent overseas and 1 Bonus Mile for every RM3 spent locally. Every 1,000 Bonus Miles that you've collected can be redeemed with 1,000 Enrich Miles.
CIMB BONUS MILE
EARN SPEND
2 points on every RM3 overseas spend
1 point on every RM3 local spend
 

Travel

Travel with peace of mind when you charge full airlines tickets to your CIMB Enrich World MasterCard as you will be covered with up to RM1 million travel insurance, including travel inconveniences. Communicate your travel needs to a dedicated CIMB Premier travel desk.
TRAVEL COVERAGE SUM INSURED
Travel Insurance Up to RM1,000,000
Delayed Flight Up to RM1,000
Missed Flight Up to RM1,000
Lost Luggage Up to RM1,000
Delayed Luggage Up to RM1,000

Premium

Exclusive access to MAS Golden Lounge at selected airport worldwide up to 8x per year for principal cardholders and priority booking 4 hours ahead of promotions. That's not all, you can tee-off at your favorite golf courses up to 4x in a year for a limited time only!

Balance Transfer

Consolidate all your credit card outstanding balances to your brand new CIMB Enrich World MasterCard to enjoy lower interest rate at 5.99% p.a. for up to 12 months.
PAY OVER WITH INTEREST RATE AT WHEN YOU TRANSFER
6 months 5.99% p.a. and no one-time upfront handling fee from RM1,000
12 months 7.99% p.a. and no one-time upfront handling fee from RM1,000
Learn more about CIMB Balance Transfer Plan

Easy Payment Plans

Enjoy interest-free installment and flexibility in your repayment up to 36 months with CIMB 0% Easy Pay.
CIMB 0% EASY PAY
PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
12 months 0% p.a. and no one-time upfront handling fee RM50
24 months 0% p.a. and no one-time upfront handling fee RM50
36 months 0% p.a. and no one-time upfront handling fee RM50
Learn more about CIMB 0% Easy Pay

Fees & Charges

Annual Fee
  • RM554.72 primary cardWaived when when you spend RM500,000 a year. 50% waiver when you spend RM250,000 - RM499,999
  • RM0 supplementary card
Sales And Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash Withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM5,000

Requirements

Minimum Annual Income
RM100,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who Can Apply
  • Malaysians Only

Features

EASY PAYMENT PLAN
CIMB 0% Easy Pay
Enjoy up to 36 months of interest-free instalment payments on your next shopping spree with a CIMB Bank credit card. Only at selected merchants only.
CASH ADVANCE / CASH LOAN
CIMB CashLite
Extra cash with hassle free application and zero processing fees! Get financial help when you need it most without the trouble of getting a guarantor.
BALANCE TRANSFER PLANS
CIMB Balance Transfer Plan
Flexible repayments and zero processing fees! This is an easy to apply balance transfer plan with no supporting documents needed.

Review

CIMB Enrich World MasterCard - Redeem Enrich Miles with Bonus Miles

Accelerate your Bonus Miles earning every time you spend with CIMB Enrich World MasterCard - a travel credit card that gives your airmiles redemption and a host of privileges from dining, hotel and shopping to premium golfing in the region. Travel the world as is there is no tomorrow! To redeem free flights at a conversion rate of 1,000 Enrich Miles equivalent to 1,000 Bonus Miles, you need to spend on your CIMB Enrich World MasterCard. For every RM1.50 spent overseas and RM3 spent locally, you will earn 1x Bonus Mile. Just remember, accumulated Bonus Miles have a life span of 3 years.

8x Access to MAS Golden Lounge

Claiming free flight tickets is only the prelude to an exclusive journey; the real journey begins when you reached the Kuala Lumpur International Airport (KLIA). By flashing your CIMB credit card, NRIC and boarding pass, you can enjoy up to 8x access to Malaysia Airlines Golden Lounge domestically, regionally and internationally:
  • KLIA International
  • KLIA Regional
  • KLIA Domestic
  • London
  • Kota Kinabalu
  • Kuching
Whether it is prior to departure or while transiting, you can take time to relax and unwind in comfort and privacy from the hustle bustle.

CIMB Enrich World MasterCard Priority Services

With CIMB Enrich World MasterCard, you will be in the front seat for CIMB upcoming promotions such as high fixed deposit rates or dining and hotel discounts. That's not all, your cross-border traveling will be more rewarding as you will get preferential treatments in many categories:
Category Description Service Provider
Travel Exclusive deals and offers with Priority Booking 4 hours ahead of promotions Malaysia Airlines
Travel 8x complimentary access to MAS Golden Lounge worldwide Malaysia Airlines
Travel Dedicated travel assistance and exclusive airlines deals CIMB Premier Travel Desk
These top-notch services don't end just there. CIMB Enrich World MasterCard extends the privileges to a slew of dining, shopping and travel benefits and offers, courtesy of CIMB Credit Card Privileges. Plus, you can get VIP access to a "by invitation only" events such as Fashion Weeks, dining with Hollywood celebrities or participating in Super Car rally in Europe.

Travel Insurance Coverage

Receive an automatic travel insurance coverage up to RM1 million whenever you charge full airline tickets to your CIMB credit card. The insurance coverage also includes travel inconveniences such as lost baggage or flight delay.

Line of Credits

This CIMB credit card does not only ensures you're living in an exclusive lifestyle, but can also serves as your credit lifeline in times of needs via 3 unique line of credits:
  • CIMB Balance Transfer Plan
  • CIMB 0% Easy Pay
  • CIMB CashLite

CIMB Enrich World MasterCard Annual Fee Waiver

All you need to have in order to own a CIMB Enrich World MasterCard credit card is a minimum annual income of RM100,000 and a passion for travel. The annual fee for Principal cardholder is RM588, which can be waived when you spend a minimum of RM500,000 a year, whereas supplementary cardholder can enjoy free for life credit card usage.
Interest Rate: 15% p.a
Minimum Income
RM 8000/month
Annual Fee
RM 0
CashBack
up to 0%
Balance Transfer
From 5.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Free
20 days
Not Available

Cashback

Spend any amount on Saturdays and Sundays and get 5% cashback on all spending (except for government bodies and utilities) charged to your Maybank 2 American Express Gold cards, capped at RM50 per month.
CASHBACK CATEGORY CASHBACK RATE MONTHLY CAP SPEND
All Retail 5% RM50 any amount on weekends only

Rewards

5x TreatsPoints for all spend on your Maybank 2 American Express Card. You can also can earn 1x TreatsPoints on all your spending with MasterCard or Visa.
MAYBANK TREATSPOINTS
EARN SPEND
5 points on every RM1 on all retail with Maybank 2 American Express Card
1 point on every RM1 on utilities, education, insurance and EzyPay Instalment with Maybank 2 American Express Card
1 point on every RM1 on all retail with Maybank 2 MasterCard or Visa
 

Petrol

Swipe on petrol and get 5x TreatsPoints with your American Express Card or 1x TreatsPoints with your Maybank 2 MasterCard or Visa.

Premium

Love fine dining? Well you can get up to 50% savings on transaction made with your Maybank 2 American Express Card at SPG Hotels and Resorts in Malaysia. Plus, you get to share your epicurean taste with up to 10 people.

Balance Transfer

Maybank Balance Transfer Program offers interest rates from 0% and payment terms up to 36 months with a minimum transfer amount of RM1,000.
PAY OVER WITH INTEREST RATE AT WHEN YOU TRANSFER
6 months 0% p.a. and 1.88% one-time upfront handling fee from RM1,000
9 months 9% p.a. and no one-time upfront handling fee from RM1,000
12 months 0% p.a. and 3% one-time upfront handling fee from RM1,000
24 months 4.5% p.a. and no one-time upfront handling fee from RM2,000
36 months 4.96% p.a. and no one-time upfront handling fee from RM2,000
Learn more about Maybankard Balance Transfer Program

Easy Payment Plans

Maybank EzyPay offers payment terms of up to 36 months, at 0% interest, on purchases from approved merchants. For all other purchases, you can opt to Maybank EzyPay Plus for installment up to 24 months and low interest rates. No penalty for early payment.
MAYBANKARD EZYPAY PLUS
PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
6 months 9% p.a. and no one-time upfront handling fee from RM500 to RM30,000
12 months 9% p.a. and no one-time upfront handling fee from RM500 to RM30,000
18 months 9% p.a. and no one-time upfront handling fee from RM3,000 to RM30,000
24 months 9% p.a. and no one-time upfront handling fee from RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS
MAYBANKARD EZYPAY PLUS
PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
6 months 9% p.a. and no one-time upfront handling fee from RM500 to RM30,000
12 months 9% p.a. and no one-time upfront handling fee from RM500 to RM30,000
18 months 9% p.a. and no one-time upfront handling fee from RM3,000 to RM30,000
24 months 9% p.a. and no one-time upfront handling fee from RM5,000 to RM30,000
Learn more about Maybankard EzyPay PLUS

Fees & Charges

Annual Fee
  • RM0 primary cardFree for life
  • RM0 supplementary card
Sales And Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash Withdrawal Fee
RM18 or 5% of withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM30,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who Can Apply
  • Anybody

Features

EASY PAYMENT PLAN
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
Maybankard EzyPay PLUS
A hassle free solution to split your purchases into affordable monthly instalments for up to 24 months. Flexible payment is just a phone call away.
CASH ADVANCE / CASH LOAN
Maybankard EzyCash
Instant cash at 0% interest with minimum loan amount of RM2,000. Refurbish your home, pay for your insurance or simply pay your outstanding bills.
Maybankard Cash Treats
It's reassuring to know that you have access to cash in an emergency. With Maybankard Cash Treats it's so easy to apply as no documents are required and fast approval guaranteed!
BALANCE TRANSFER PLANS
Maybankard Balance Transfer Program
Save on your credit card bills with lower interest rates, choose the plan that meets your need, and enjoy a longer repayment period of up to 36 months

Review

Unleash the power of two with Maybank 2 Gold Cards - with only a single application for Maybank 2 Gold Cards, you will receive a complimentary Maybank 2 MasterCard or Visa.

Maybank 2 Gold Cards - 5% Weekend Cashback

You must have heard it right. Maybank's 5% Weekend Cash is back to give you more reasons to swipe your American Express card. Spend any amounts on retail purchases (except for government bodies and utilities) every Saturday and Sunday, whether in Malaysia or abroad the cashback is yours. The cash rebate will be automatically credited into your credit card account and reflected in the following statement date, subject to a capping of RM50 per month, or RM600 per year. Remember, only retail transactions qualify for this cashback. Other non-retail transactions such as EzyCash, EzyPay, EzyPay Plus, Cash Treats, Cash Advance and Balance Transfer are not welcomed.

No Annual Fee

The best thing you can get from these Maybank credit cards is that you don't have to pay annual fees for both AMEX and MasterCard or Visa cards. Who else would willing to give out a bundled credit card that hosts a slew of benefits for free? Go figure.

TreatsPoints for treats

Not fan of a pun? You should be because every time you spend with your Maybank 2 Gold Cards, over here or overseas, you will get 5x TreatsPoints for every RM1 spent. Interestingly, you can get 5x TreatsPoints on petrol transactions too. For Petrol transactions, the 5x TreatsPoints is capped at RM500 per transaction and any spending above RM500 will be awarded 1x TreatsPoint for every RM1 spend. Meanwhile, for every RM1 spent with your Maybank AMEX card on Education, Insurance, Utilities and EzyPay Instalment, you will earn 1x TreatsPoints. On that note, every RM1 charged to your Maybank 2 MasterCard or Visa, you will get you 1x TreatsPoints. Your supplementary cardholders are also entitled to the TreatsPoints feature, but only principal cardholders can make a redemption. Isn't that a trick or TreatsPoints?

Maybank 2 Gold Cards TreatsPoints Redemption

How to redeem your Maybank TreatsPoints? There are easy ways you can go about redeeming your Maybank TreatsPoints:
  1. Take your time flipping through TreatsPoints e-Catalogue at Maybank's website, then drop a line to Maybank Customer Service at 1300 88 6688;
  2. or download and complete the TreatsPoints redemption form and fax it to 03 7953 8685;
  3. or walk into Maybank Card Centre in Menara Maybank, 1 Utama Shopping Centre, Suria KLCC and The Gardens Mall.

Maybank Credit Card Promotions

There are a host of benefits of owning a Maybank 2 Gold Cards, apart from earning cashback and TreatsPoints. You can discover a wide range of exclusive deals, discounts and promotions from shopping, dining, travel to beauty & health, entertainment and credit facilities! To find out more, just head over to Maybank's promotions webpage, which houses more than 100 items that you can cross off of your wish lists!

Cash Facilities

Stop stressing over the mountain of credit card debts and turn to the Maybank Balance Transfer Program for easy management of your outstanding debts from other credit cards, subject to a credit limit. Besides, you can convert high-priced purchases into flexible installment payments via Maybank EzyPay and EzyPay Plus for up to 24 months at low interest starting from 0%. That's not all. You can also step up your purchasing power to commensurate your ever-changing lifestyle by applying to increase your credit card limit.

Maybank 2 Gold Cards Finance Charge

What is the interest rate imposed on repayments?
Conditions of Repayments Tiered Interest Rate (Per Annum)
Prompt Repayment every month 15%
Prompt Repayment 10 out of 12 months 17%
Prompt Repayment less than 10 out of 12 months AND New Cardmembers 18%
Previously, the finance charge is only imposed on the below that are not paid after the payment due date:
  • Retail transaction - finance charge is calculated from the posting date till full payment is made
  • cash advances/withdrawal transaction - finance charge is calculated from the transaction date
The finance charge is now based on the prevailing tiered interest rate (above) that will be imposed on any of your outstanding balance including All Fees and Charges (except late payment charges). These are carried forward from the previous statement until the outstanding balances are settled in full. All Fees and Charges include:
  • Annual Fee
  • Cash Advance Fee
  • Card Replacement Fee
  • Statement Copy Fee
  • Sales Draft Retrieval Copy Fee
  • Any other form of service of miscellaneous fee (if any) EXCEPT Late Payment Charges
Late Payment Charge of 1% will be imposed if the minimum payment is not made by the payment due date. This is subject to a minimum of RM10, whichever is higher up to a maximum of RM100. This change on Finance Charge will not have any impact if you do not have any unpaid outstanding balance. In fact,  you will continue to enjoy a 20 days interest-free period, provided that the outstanding balances of your Maybank 2 Gold Cards are carried forward from the previous month's statement cycle are paid in full.
Interest Rate: 15% p.a
Minimum Income
RM 3000/month
Annual Fee
RM 0
CashBack
up to 5%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 9% p.a.
Interest Free
20 days
Not Available

Rewards

Earn 10x Rewards Points when you buy movie tickets, whereas up to 4x Rewards Points for Overseas, Online, E-Wallet, Health, Takaful & Retail shopping. That's not all - for every RM1 spend in other retail category , you get 1x Reward Point!
REWARDS POINTS
EARN SPEND
10 points on every RM1 movie Tickets
4 points on every RM1 overseas Spend
3 points on every RM1 online & E-wallet Transaction
2 points on every RM1 health
2 points on every RM1 insurance
2 points on every RM1 retail Shopping
1 point on every RM1 other Retail Spends
 

Balance Transfer

Exclusively for new customers, enjoy 0% interest for 12 months with RHB Smart Move Balance Transfer plan! Transfer your outstanding balance from other credit cards to RHB credit card via Smart Move Balance Transfer plan to benefit from low interest rate and flexible repayment terms.
PAY OVER WITH INTEREST RATE AT WHEN YOU TRANSFER
6 months 4.99% p.a. and no one-time upfront handling fee from RM1,000
12 months 4.99% p.a. and no one-time upfront handling fee from RM1,000
18 months 4.99% p.a. and no one-time upfront handling fee from RM1,000
24 months 4.99% p.a. and no one-time upfront handling fee from RM1,000
36 months 4.99% p.a. and no one-time upfront handling fee from RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

Turn your wish list into reality with a flexible payment plan of up to 24 months from RHB credit card. Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-an-Instalment.
RHB DIAL-AN-INSTALMENT
PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
6 months 2.5% one-time upfront handling fee RM500
12 months 5% one-time upfront handling fee RM1,000
18 months 7% one-time upfront handling fee RM1,000
24 months 9% one-time upfront handling fee RM2,000
Learn more about RHB Dial-An-Instalment
RHB SMART INSTALMENT
PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
6 months 0% p.a. and no one-time upfront handling fee RM1,000
9 months 0% p.a. and no one-time upfront handling fee RM1,000
12 months 0% p.a. and no one-time upfront handling fee RM1,000
24 months 0% p.a. and no one-time upfront handling fee RM1,000
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM200 primary cardWaived when you spend RM10,000 each yearFree for first year
  • RM0 supplementary card
Sales And Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash Withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals
18%
Contact-Less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 to 60 years old  years old primary card
  • 18 years old supplementary card
Who Can Apply
  • Anybody

Features

EASY PAYMENT PLAN
RHB Dial-An-Instalment
Anything your heart desires is only a phone call away - swipe a minimum of RM500, choose your preferred tenure and off you go!
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 24 months. Combine all of your debts and use 100% available credit limit under this plan.
CASH ADVANCE / CASH LOAN
RHB CashXcess
Need extra cash? Apply for RHB CashXcess and enjoy low interest rates at affordable monthly instalments.
BALANCE TRANSFER PLANS
RHB Smart Move Balance Transfer
Enjoy great savings with interest rates as low as 4% for 12 months to repay and consolidate your debt from other credit cards to your new RHB credit card.

Review

Elevate your lifestyle with RHB Rewards MasterCard Credit Card, a credit card that rewards you up to 10X for your lifestyle spends.

Apply for RHB Rewards MasterCard Credit Card and Get Up to 10X Reward Points

Always feel restricted by your credit card's limited reward points? Be set free as RHB Rewards MasterCard Credit Card can help you earn unlimited Rewards Points such as:
  • 10X Movie Tickets
  • 4X Overseas transactions
  • 3X Online & E-Wallet transactions
  • 2X Health & Insurance related transactions
  • 2X Retail Shopping transactions
  • 1X Other Retail transactions
With unlimited reward points to earn, you can now enjoy the freedom to maximize your Reward Points by redeeming your favorite products, vouchers, frequent flyer miles and annual fee waiver.

Annual Fee Waiver

For the first year, the RHB Rewards MasterCard Credit Card is free of charge. On subsequent years, the annual fee is at RM200 but will be waived when you spend a minimum of RM10,000 in a year on your Rewards Credit Card. Bear in mind that the Sales & Service Tax of RM25 will be charged upon the anniversary date of your credit card. The annual fee is waived for supplementary cardholders.

Enjoy Flexible Line of Credits

There is a slew of benefits in a credit card when you use it efficiently. After all, it is made to extend your credit when you require it, whether to pay for your personal needs or daily expenses. RHB Rewards MasterCard Credit Card offers you:
  • Smart Move Balance Transfer to consolidate all your credit card outstanding debts from other financial institution
  • Smart Instalment and Dial-An-Instalment to convert your purchase into affordable monthly payments
  • CashXcess to give you some cash relief that can be paid over an instalment at low rate
Interest Rate: 15% p.a
Minimum Income
RM 2000/month
Annual Fee
RM 0
CashBack
up to 0%
Balance Transfer
From 4.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Free
25 days
Not Available

Cashback

Spend more than RM500 in a month to earn 8% weekend cashback on petrol, groceries and dining, capped at RM18 per category. Any spends below RM500 in a month earn you 0.25% cashback capped at RM1.25 per month.
CASHBACK CATEGORY CASHBACK RATE MONTHLY CAP SPEND
Petrol 8% RM18 from RM500 and above monthly on weekends only
Groceries 8% RM18 from RM500 and above monthly on weekends only
Dining 8% RM18 from RM500 and above monthly on weekends only
Others 0.25% uncapped from RM500 and above monthly
Petrol 1% RM18 from RM500 and above monthly
Groceries 1% RM18 from RM500 and above monthly
Dining 1% RM18 from RM500 and above monthly

Petrol

Plan you refueling wisely because you can get 8% cashback if you do it over the weekends. Fill up your tank on weekdays to get 1% cashback, both capped at RM18 per month.

Balance Transfer

Hong Leong Bank offers 6 or 12 months balance transfers at 6.99% per year. Need to start reshuffling your finances? Start with consolidating your credit card debt!
PAY OVER WITH INTEREST RATE AT WHEN YOU TRANSFER
6 months 6.99% p.a. and no one-time upfront handling fee from RM1,000
12 months 6.99% p.a. and no one-time upfront handling fee from RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Hong Leong Bank EPP offers 6 - 36 months payment terms at 0% interest on retail purchases (selected merchants). For other purchases, you can opt to Hong Leong Flexi Payment Plan for instalment period of up to 36 months at 8.99% p.a. No penalty fee for early payment.

Fees & Charges

Annual Fee
  • RM98 primary card
  • RM48 supplementary card
Sales And Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash Withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM60,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who Can Apply
  • Anybody

Features

EASY PAYMENT PLAN
CASH ADVANCE / CASH LOAN
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
BALANCE TRANSFER PLANS
Hong Leong Balance Transfer
Consolidate all your debt! Open to new and existing credit cardholders, transfer a minimum of RM1000 from up to 3 other banks!

Review

HIGHLIGHTS OF HONG LEONG WISE PLATINUM
Hong Leong Wise Platinum
Highest cashback rate 8% cashback on Weekends only with a total monthly spend of RM500 and above
Highest cashback amount RM18 per month
Max spend to earn highest cashback amount RM225 per month
Eligible spend to earn highest cashback rate Fuel spend at all petrol stations and all retail purchases
Eligible Cardholder(s) Principal and Supplementary

 8% Cashback on Weekends with Hong Leong Wise Platinum

Hong Leong Wise Platinum offers HIGH CASHBACK of 8% on petrol, groceries and dining categories spent over the weekend with a total cashback of RM18 per category. What's more – you will enjoy unlimited 0.25% cashback on other transactions such as Insurance, Utilities, Mobile and more! You are qualified for the cashback when you charge a minimum of RM500 retail transactions to your Hong Leong Wise Platinum per month. *Do note that Government and JomPAY transactions are not eligible for cashback.
HONG LEONG WISE PLATINUM CASHBACK (MONTHLY SPEND RM500 AND ABOVE) 
WEEKEND 8% Cashback | WEEKDAY 1% Cashback Petrol, Groceries, Dining
ALL DAYS 0.25% Cashback Other Retail Spends
*For a minimum spend less than RM500/month, you’ll receive 0.25% cashback for all categories *As the top 3 spend categories are pre-selected for you, switching of spend categories will not be available. 

Posted Transactions

Q: If I performed a Petrol transaction on Sunday but the transaction is only posted on Monday, does it mean I only enjoy 1% cashback on Petrol? A: You will enjoy 8% cashback because the transaction is performed on a Weekend (Sunday). 8% Cashback eligibility: you must have total posted transactions with a minimum spend of RM500 per month.
HONG LEONG WISE PLATINUM EXAMPLE OF POSTED TRANSACTIONS
PETROL RM100 (weekday) + RM300 (weekend) Cashback 1% + 8% RM1 + RM24 = RM18 (capped) GROCERIES RM50 (weekday ) + RM50 (weekend) Cashback 1% + 8% RM0.50 + RM4 = RM4.50 DINING RM50 (weekday) + RM100 (weekend) Cashback 1% + 8% RM0.50 + RM8 = RM8.50
Total Posted Transaction = RM650  RM400 (Petrol) + RM100 (Groceries) + RM100 (Dining)
In the event you do not meet the minimum spend of RM500 (posted transaction) per month - you will enjoy 0.25% cashback on all spend and all categories excluding Government and JomPay transactions.

Participating Merchants

Hong Leong Wise Platinum offers a wide range of merchants that are eligible for cashback.
HONG LEONG WISE PLATINUM PARTICIPATING MERCHANTS
CASHBACK CATEGORIES MERCHANTS
Petrol Automated fuel dispensers at all stations (MCC 5542)
Dining All dining outlets (MCC 5811, 5812, 5814)
Groceries All grocery stores (MCC 5411)
Utilities Electricity and water (MCC 4900)
Travel All airlines (MCC 3000-3299), hotels (MCC 3501-3999, 7011), tour packages (MCC 4722, 4723)
Book stores MPH, Popular, Borders, Kinokuniya, Times, Smart, BookXcess
Pharmacies Guardian, Watsons, Caring, Eu Yan Sang
Entertainment All cinemas (MCC 7832), Ticket Charge, Ticketpro, Red Box, Neway
Department stores Parkson, AEON, Isetan, Metrojaya, Robinsons, Tang, GAMA, Sogo

Easy Application for Hong Leong Wise Platinum

Wondering if you are eligible to apply for this Hong Leong credit card? The Hong Leong Wise Platinum requirement is as simple as ABC.
  • Min. annual income: RM60,000 per year
  • Age: 21-65 years old (principal cardholder), min. 18 years old (supplementary cardholder)
Interest Rate: 15% p.a
Minimum Income
RM 5000/month
Annual Fee
RM 98
CashBack
up to 8%
Balance Transfer
From 6.99% p.a.
Easy Payment Plan
From 0% p.a.
Interest Free
20 days
Not Available

Cashback

Take advantage of an unlimited cashback on all retail purchases (except for cash advance, petrol, government transactions and charity donations) with RHB Platinum Business MasterCard.
CASHBACK CATEGORY CASHBACK RATE MONTHLY CAP SPEND
All local retail spends 0.5% uncapped from RM1 and above monthly
All overseas retail spends 1% uncapped from RM1 and above monthly

Travel

5x complimentary access to Plaza Premium Lounges in Malaysia for you to indulge in the exclusivity and privacy. Also, complement your journey with a free travel insurance coverage of RM600,000 for peace of mind.
TRAVEL COVERAGE SUM INSURED
Travel Insurance Up to RM600,000
Delayed Flight Up to RM500
Missed Flight Up to RM500
Lost Luggage Up to RM1,000
Delayed Luggage Up to RM500

Premium

Practice your swing for free of charge every day at your favorite golf clubs in Selangor, Johor and Penang. Book one slot now at +603 9206 1111 (RHB Priority Line).

Easy Payment Plans

Turn your wish list into reality with a flexible payment plan of up to 24 months from RHB credit card. Enjoy 0% interest with RHB Smart Instalment, or pay a small one-time upfront interest with RHB Dial-an-Instalment.
RHB DIAL-AN-INSTALMENT
PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
6 months 2.5% one-time upfront handling fee RM500
12 months 5% one-time upfront handling fee RM1,000
18 months 7% one-time upfront handling fee RM1,000
24 months 9% one-time upfront handling fee RM2,000
Learn more about RHB Dial-An-Instalment
RHB SMART INSTALMENT
PAY OVER WITH INTEREST RATE AT WHEN YOU SPEND
6 months 0% p.a. and no one-time upfront handling fee RM1,000
9 months 0% p.a. and no one-time upfront handling fee RM1,000
12 months 0% p.a. and no one-time upfront handling fee RM1,000
24 months 0% p.a. and no one-time upfront handling fee RM1,000
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM0 primary cardFree for life
  • RM0 supplementary card
Sales And Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash Withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals
15%
Contact-Less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM48,000
Minimum Age
  • 21 to 65 years old  years old primary card
Who Can Apply
  • Any Business

Features

EASY PAYMENT PLAN
RHB Dial-An-Instalment
Anything your heart desires is only a phone call away - swipe a minimum of RM500, choose your preferred tenure and off you go!
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 24 months. Combine all of your debts and use 100% available credit limit under this plan.

Review

You must have come across or probably own credit cards that are tailored for travellers, shopaholic, road buff and food enthusiast.If you are planning to run your own business and wouldn't want to miss out on those benefits, RHB Platinum Business MasterCard is your best partner!

RHB Platinum Business MasterCard - Unlimited Cash Back

What's better than getting a cash rebate on the amount you spend? Cash rebate with no boundaries! RHB Platinum Business MasterCard gives you 0.5% cashback on local retail purchases and up to 1% unlimited cashback on overseas retail purchases except for petrol, payment to government bodies, cash advance charges and charity transactions. Whether you are buying decorating furniture to live up your office or treating your fellow colleagues for a dinner, you can save a bulk on the bill with this RHB credit card.

Access to Premium Lounge

There are certainly times when entrepreneurs or businessmen have to travel from one place to another to pitch their proposals or simply for a meeting. Travel like a boss with RHB Platinum Business MasterCard as you are entitled to 5 free access to Plaza Premium Lounges across Malaysia. These five entries will be refreshed every year for your travel needs! What if you are travelling with your business partner? No problem, with this credit card, all your accompanying guests can enjoy a 25% discount on their entrance fees of Malaysia premium lounges. Your travel privilege is not only limited to trips within Malaysia, fly abroad and get a 20% discount at Plaza Premium Lounges in other countries.

Have a Safe Trip

Indulgence aside, safety should always be your first priority especially when you are going to a place you're not familiar with. Charge your flight tickets to your RHB credit card and free travel insurance with coverage up to RM600,000 is yours! This insurance policy gives you the financial help you need in case of death, permanent disability, loss of luggage, luggage delay, among many others.

Two Monthly Statements

Never lose track of purchases charged to the credit card you gave to your employee, monitor it through the monthly statement that will be sent to both cardholders and the company for record-keeping.

Who can apply for RHB Platinum Business MasterCard?

Anybody aged 21 years old and above can apply for RHB and RHB Islamic Credit Cards. All you need to prepare is a valid identification card and other income and financial supporting documents as required by RHB. If you're a self employed individual, you need to have a business with a minimum of 5 years in operation to qualify for the RHB Platinum Business MasterCard application.
Interest Rate: 15% p.a
Minimum Income
RM 4000/month
Annual Fee
RM 0
CashBack
up to 1%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Free
20 days
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