Financing collateralized against property and CGC Guarantee
Financing guaranteed by CGC (up to 70% of loan amount)
Flexible facility based on business needs
Term Loan for Property Financing (up to 25 years) or Working Capital Financing (up to 7 years)
CGC Term Loan – Working Capital or Capital Expenditure Financing (up to 7 years)
Overdraft – Working Capital Financing
Trade facilities – Trade Working Capital Financing (up to 120 days)
High financing amount up to RM 10 Million* per borrower
Up to 150% Margin of Advance
BLR – 2.20% for Term Loan
BLR + 2.25% for CGC Term Loan
BLR + 1.00% for Overdraft
Please contact our Bank’s staff / visit our Bank branch for Trade facilities pricing.
* The maximum financing amount granted is subject to Bank’s credit evaluation.
Eligibility
Sole Proprietorship, Partnership, Limited Liability Partnership, Private Limited Company (Sdn Bhd) that are classified as SME under Bank Negara Malaysia definition
Financing without CGC Guarantee - Minimum 3 years in business / key management with minimum 3 years experience running the same type of business
Financing collateralized against CGC Guarantee – Business in operation of 3 years and above
Annual Sales turnover of RM500,000 and above
For CGC Term Loan, must meet all eligibility criteria required by CGC
Documents to Prepare*
Copy of Directors, Owners, Partners, Shareholders, Guarantors Malaysian ID card
Latest 3 years audited financial statements and/ or management accounts (where applicable)
Last 6 months Bank Statements
Business Documents e.g. Board Resolution, Form 24 / Section 78, Form 49 / Section 58, Form 44/ Section 46, Annual Return / Section 68
Business Registration Document
E.g. Form A/ Form B/Form D, Form 8 / Form 9 / Section 14 (Super Form)
Memorandum of Articles (M&A)/ Constitution (If Applicable)